Pengaruh Capital Adequacy Ratio, Operational Efficiency Ratio, dan Loan to Deposit Ratio terhadap Return on Asset

Studi Kasus pada Bank Umum yang Terdaftar di Bursa Efek Indonesia Tahun 2018 – 2021

  • Nur Agus Pratini Politeknik Negeri Pontianak
  • Wida Arindya Sari Politeknik Negeri Pontianak
Keywords: Capital Adequacy Ratio, Operational Efficiency Ratio, Loan to Deposit Ratio, Return on Asset

Abstract

Purpose This research aims to test CAR, BOPO, and LDR in predicting company ROA.

Method The population of this study was commercial bank listed on the IDX which was 42 companies. The sampel in this study used a non probability sampling. The type of data used inthis study is secondary data obtained from the annual financial statements of the Vang to be published on the IDX in 2018-2021. The analysis technique used by multiple linearregression analysis.

Result The results showed that CAR did not have a significant and negative effect on ROA, BOPO had a significant and negative effect on ROA, and LDR had a positive and significant effect on ROA.

Implication – Investors can consider investing by looking at the company's BOPO and LDR.

References

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https://www.idx.co.id/id diakses pada tanggal 19 juni 2023
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Published
2024-01-29